FAQ
These FAQ and answers are given in good faith but the BAB insurance documents on their site are the ones that are definitive and should be relied on where there are differences. In 2011 when the BAB moved to Endsleigh the following document was issued.
Who is covered?
All members of clubs and associations affiliated to BAB
Are temporary members covered?
Temporary members for the Lancashire Aikikai are those in their 4 week trial period.
Cover will only continue if full membership is taken
out and subscription is paid.
What about Aikidoka over 65
Personal accident benefit is not
paid but member to member liability is still effective
Are guests or participants in demonstrations covered ?
No
Overseas Students
Anyone from overseas who is resident in the UK, either permanently or temporarily
as student etc (i.e. has a UK address) is covered under BAB member-to-member
insurance, as normal, as long as they are resident in the UK for
most of their time.
Short term visitors non resident are not covered and is a risk
[Clarified 15/10/05] The Chairman invited Jayne Phelps to explain to
the meeting why it was not possible to obtain insurance from our
brokers for overseas Instructors or Students. Specifically, they
do not have the resources to deal with the cross-country litigation
that would arise from claims from a foreign national. The Insurance
companies have advised that if an Instructor or Student from overseas
was domiciled in the UK for over 6 months and had a UK address,
then Associations could give them cover, but any Student
attending a course for a day or week, should obtain Insurance from
their home country before they travelled.
If a UK member is practicing with a non-UK visitor, the non-UK
visitor is not covered by the BAB insurance. The UK member is covered
for 3rd party and for personal injury. They are not, however, covered
by the BAB for a claim against the non-UK visitor.
Further clarified Mar-06 There has been some confusion recently regarding insuring overseas visitors
and the 6-month rule. ....We can insure students from overseas provided they intend to be resident in
the UK for at least 6-months and have a UK residence. If you have any queries on this please contact
our Insurance Officer through your Club Leader.
What about liability for injury to other members?
The policy includes member to member liability but does not include injury or damage to non-members
other than our members on trial.
Is the use of wood weapons covered?
Only in accordance with the disciplines and practice of Aikido is covered.
This is covered further in the published BAB Insurance Guidelines
Is the practice of Iaido covered? (the drawing of a sword)
It is covered on the proviso it is for practicing moves / methods with no partner / opponent participation and is blunt metal. This is covered further in the BAB Insurance Guidelines and their Coaching section with more detail - there is a protocol
Practice with Live Weapons
If practised under the BAB
Weapons Protocol there will be cover
